Effective Date: June 20, 2025
Welcome to Craft Innovation Hub (“we,” “us,” “our”). By using our website (https://cih.ng) and related services, you agree to comply fully with these Terms and Conditions (“Terms”). Please read carefully. If you do not agree, discontinue use immediately.
1. Acceptance of Terms
By accessing or using our website and services, you accept and agree to these Terms in full. These Terms govern your relationship with Craft Innovation Hub and constitute a binding agreement.
2. Description of Services
Craft Innovation Hub offers:
- ICT and creative skills training courses
- Media, journalism, and podcast production
- NGO and community development programmes
We reserve the right to modify, enhance, or discontinue any of our services without prior notice.
3. User Accounts and Registration
To access certain services, you must register an account. When creating an account:
- Provide accurate and complete information.
- Keep your login details confidential.
- Notify us immediately of unauthorized use or security breaches.
We reserve the right to suspend or terminate accounts violating these conditions.
4. Payments and Fees
- Full payment for services and training programmes must be made prior to participation unless otherwise agreed.
- Prices are clearly stated on the website and are subject to change.
- Payments can be made securely online via approved payment gateways.
5. Refund and Cancellation Policy
- Requests for refunds or cancellations must be submitted in writing.
- Refund eligibility and amounts are subject to the terms communicated at registration or service commencement.
- Donations to the NGO are generally non-refundable.
6. User Conduct
Users agree not to:
- Post or distribute content that is illegal, harmful, offensive, discriminatory, defamatory, or otherwise objectionable.
- Engage in activities disrupting website functionality or compromising security.
- Use the website to commit fraud or other unlawful activities.
Violation of these guidelines may result in termination of access and possible legal action.
7. Intellectual Property Rights
All website content, including text, graphics, course materials, trademarks, logos, and digital resources, is owned by Craft Innovation Hub or licensed to us and protected under intellectual property laws.
You may:
- View, download, and print content for personal, non-commercial use only.
You may NOT:
- Modify, distribute, or sell any content without explicit written permission.
8. User-Generated Content
- Users retain ownership rights to their content but grant Craft Innovation Hub a non-exclusive, perpetual license to use, modify, and distribute it.
- Users must ensure that any submitted content does not infringe third-party rights.
9. Privacy and Data Protection
Your privacy is critically important. Our handling of your personal information is detailed in our Privacy Policy. We adhere strictly to applicable d